Privacy Policy

Welcome to the SpotOn Platform

DSN AI Innovation Limited (“DSN”, "We," "Us," or "Our") operates SpotOn Platform Website and SpotOn Mobile (Android and IOS) Application (the "Platform"). The Website and Application are platforms built to give small businesses digital address and visibility, with unlimited access. The term "You" or "Your" or "User" or "Users" shall refer to any person or entity who views, uses, accesses, or browses any content or material on the Platform.

These Terms of Service ("Terms") govern your use of SpotOn platform website, apps, and other products and services ("Services"). As some of our Services may be software that is downloaded to your phone or other devices, you agree that we may automatically update this software and that these Terms will apply to such updates. Please read these Terms carefully, and contact us if you have any questions. By using our Services, you agree to be bound by these Terms, including the policies referenced in these Terms.

SERVICE OVERVIEW

The Platform is a platform where users who have also registered their small businesses on the app can upload details of their businesses with images. They can promote offers and receive payment. While all other users can see and patronize businesses on the platform. Once Users register via the Website or Application, they can display goods and patronize businesses.

WHO MAY USE THIS SERVICE

Anyone may use our Services only if it's in compliance with these Terms and all applicable laws. When you create an account with Us, and subsequently when You use certain features, You must provide us with accurate and complete information, and You agree to update Your information to keep it accurate and complete.

OUR LICENSE TO YOU

Subject to these Terms and our policies, we grant you a limited, personal, non-exclusive, non-transferable, and revocable license to use our Services. Using our Services does not give you ownership of or any intellectual property rights in our Services or the Content you access.

DISCLAIMER AND LIMITATION OF LIABILITY

All information in the Service is provided "as is," with no guarantee of completeness, accuracy, timeliness, or the results obtained from the use of this information, and without warranty of any kind, express or implied, including, but not limited to warranties of performance and fitness for a particular purpose. We will not be liable to You or anyone else for any decision made or action taken in reliance on the information given by the Service or for any consequential, special, or similar damages.

The information given by the Service is for general guidance on matters of interest only. DSN AI Innovation Limited takes every precaution to ensure that the Content on the Platform is both current and accurate; however, there may be errors, omissions, or inaccuracies in the information contained in the Service. We are not responsible for any such errors or omissions, or the results obtained from the use of the information.

We also don't control what people and others do or say, and we aren't responsible for their (or your) actions or conduct (whether online or offline) or content (including unlawful or objectionable content). We also aren't responsible for services and features offered by other third parties or companies, even if you access them through our Service.

The Service may contain views and opinions of independent Users and do not necessarily reflect the official policy or position of any other author, agency, organization, employer, or company, including us. Information dropped on and Assumptions made from review session are not reflective of the position of any entity other than that of the reviewer.

In no event shall we be liable for any loss, special, incidental, indirect, punitive, or consequential damages whatsoever arising out of or in connection with your access or use or inability to access or use the Platform.

We further disclaim any and all liability related to your access or use of the services or any related content. You acknowledge and agree that any access to or use of the services or such Content is at your own risk.

Our Service is provided "as is", and we can't guarantee that it will be safe and secure or will work perfectly all the time. TO THE EXTENT PERMITTED BY LAW, WE ALSO DISCLAIM ALL WARRANTIES, WHETHER EXPRESS OR IMPLIED, INCLUDING THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT.

Our responsibility for anything that happens on the Service (also called "liability") is limited as much as the law will allow. If there is an issue with our Service, we can't know what all the possible impacts might be. You agree that we won't be responsible ("liable") for any lost profits, revenues, information or data, or consequential, special, indirect, exemplary, punitive or incidental damages arising out of or related to these Terms, even if we know that they are possible. This includes when we delete your content, information or account.

You acknowledge and agree that the disclaimers and the limitations of liability set forth in this Terms of Service reflect a reasonable and fair allocation of risk between You and Us.

You agree that any cause of action related to the services must commence within one (1) year after the cause of action accrues. Otherwise, such cause of action is permanently barred.

THIRD LINKS

Third-Party links will take You out of this Website. The linked websites are not under the control of . We are not responsible for the contents of any linked website or any link DSN AI Innovation Limited contained in a linked website or any changes or updates to such Websites. We provide these links to You only as a convenience, and the inclusion of any link does not imply endorsement by DSN AI Innovation Limited of the third-party Website.

We will not be responsible or liable, directly or indirectly, for any actual or alleged damage or loss caused by or in connection with the use of or reliance on any such content, goods, or services available on or through any such site or resource.

USER'S CONDUCT

A User shall use this Platform for lawful purposes only. Accordingly, a User shall not post, send or transmit any material which violates or infringes in any way upon the rights of others or perform any act that is unlawful, threatening, abusive, defamatory, invasive of privacy or publicity rights, vulgar, obscene, profane or otherwise objectionable, which encourages conducts that would constitute a criminal offense, give rise to civil liability or otherwise violate any law.

Any use of the Platform that DSN AI Innovation Limited, in its sole discretion, finds inappropriate and/or offensive may result in suspension and/or termination of a User with or without notice. Conduct that is inappropriate and/or offensive includes without limitation the following:

Defame, abuse, harass, harm, stalk, threaten, or otherwise violate the legal rights (including without limitation rights of privacy and publicity) of others;

Publish, post, upload, distribute or disseminate any profane, defamatory, infringing, hateful, distasteful, obscene or unlawful topic, name, information, materials, or Content;
Use the Platform for any purpose that violates local, state, national, or international law, including without limitation wage/hour and working condition laws and regulations;
Take any action that would undermine any aspect of the Platform;
Attempt to gain unauthorized access to the Platform, other User accounts, or other devices, computer system or networks connected to the Platform;
Impersonate another person or allow any other person or entity to use your user name, password, or membership;

Access, download, or copy any information, Content, and/or materials from the Platform through artificial means (including without limitation spiders, scrapers, hacking devices, computer programs, bots, or other such means);
Reproduce, duplicate, copy, sell, resell or exploit any information, materials, or Content on the Site; or
Restrict or inhibit any other user from using and enjoying the Platform.

DSN AI Innovation Limited may from time to time require you to upload or provide some documents and IDs to authenticate your use of the Platform and also confirm that You conduct and carry on Your business in a legal and permissible manner in accordance with the Laws of the Federal Republic of Nigeria.

All present and future rights in and to trade secrets, patents, copyrights, trademarks, service marks, know-how, and other proprietary rights of any type under the laws of any governmental authority, domestic or foreign, including rights in and to all applications and registrations relating to the services provided by this Platform (the "Intellectual Property Rights") shall, vest in DSN AI Innovation Limited.

The Content on this Platform including but not limited to computer programs, technology, data file, techniques, algorithms, methods, codes, logos, marks, trade secrets, designs, text, graphics, pictures, audio and video files, other data or copyrightable materials or Content, and their selection and arrangement, are the collective work of DSN AI Innovation Limited.

You agree to abide by all applicable copyright laws, as well as any additional copyright notices or restrictions contained on this Platform. You acknowledge that the platform is developed, compiled, prepared, revised, selected, and arranged by DSN AI Innovation Limited and its partners and constitutes their intellectual property. You agree to protect the proprietary rights of DSN AI Innovation Limited during and after the term of these Terms

In a bid to protect Your copyright as well as the copyright of other Users, You agree to notify Us in writing promptly upon becoming aware of any unauthorized access or use of this Platform by any individual or entity.

Except as expressly authorized by Us, you agree not to reproduce, modify, copy or create derivative works of the Content on this Platform, in whole or in part, by any means without prior written approval from DSN AI Innovation Limited.

Please note that the Service may require the use of copyrighted material that the copyright owner may not have specifically authorized. Such material is made available for fair use purpose only. We believe this constitutes a "fair use" of any such copyrighted material as provided for in the Second Schedule of the Nigerian Copyright Act.

User Content

The Services may contain information, text, links, graphics, photos, videos, audio, streams, or other materials (“Content”), including Content created with or submitted to the Services by the User or through the User’s Account (“Your Content”). We take no responsibility for and we do not expressly or implicitly endorse, support, or guarantee the completeness, truthfulness, accuracy, or reliability of any of Your Content.

By submitting Your Content to the Services, you represent and warrant that you have all rights, power, and authority necessary to grant the rights to Your Content contained within these Terms. Because you alone are responsible for Your Content, you may expose yourself to liability if you post or share Content without all necessary rights.

When Your Content is created with or submitted to the Services, you grant us a worldwide, royalty-free, perpetual, irrevocable, non-exclusive, transferable, and sublicensable license to use, copy, modify, adapt, prepare derivative works of, distribute, store, perform, and display Your Content and any name, username, voice, or likeness provided in connection with Your Content in all media formats and channels now known or later developed anywhere in the world. This license includes the right for us to make Your Content available for syndication, broadcast, distribution, or publication by other companies, organizations, or individuals who partner with Spoton. You also agree that we may remove metadata associated with Your Content, and you irrevocably waive any claims and assertions of moral rights or attribution with respect to Your Content.

Any ideas, suggestions, and feedback about Spoton or our Services that you provide to us are entirely voluntary, and you agree that Spoton may use such ideas, suggestions, and feedback without compensation or obligation to you.

Although we have no obligation to screen, edit, or monitor Your Content, we may, in our sole discretion, delete or remove Your Content at any time and for any reason, including for violating these Terms, or if you otherwise create or are likely to create liability for us.

REVISION AND MODIFICATION

We reserve the right to revise and modify these Terms at our sole discretion at any time. Any revisions to the Terms will be effective immediately upon posting by Us. Such modifications will become part of this Agreement and will be effective once posted by Us on the Platform. If a revision is material, We will notify You via electronic mail or a pop-up or redirection when You log in on the Platform. We recommend that You should review these Terms from time to time. In all cases, with or without notification, Your continued use of Our Services means that You accept any new or modified terms that we come up with.

INDEMNIFICATION

You agree to indemnify, defend, and hold harmless DSN AI Innovation Limited, its affliates, partners, subsidiaries and other representatives from any and all claims, liabilities, expenses, and damages, including reasonable attorneys' fees and costs, made by any third party related to: (a) your use or attempted use of the Services in violation of these Terms; (b) your violation of any law or rights of any third party including without limitation any alleged infringement of intellectual property or other right of any person or entity relating to this Platform; or (c) disputes with or between other Users; (d) use and/or misuse of the Platform, including without limitation any information, Content and/or materials thereon; (e) inaccurate, untimely, incomplete or misleading User information, including without limitation with respect to registration, profile or eligibility; (f) misstatements and/or misrepresentations; (g) use of links to third party websites, including without limitation such websites' availability, terms of use, privacy policy, information, Content, materials, advertising, products and/or services; (h) use of phone support services.

You further agree that you will cooperate as requested by DSN AI Innovation Limited and its affiliates in defense of such claims. DSN AI Innovation Limited reserves the right, at its own expense, to assume the exclusive defense and control of any matter otherwise subject to indemnification by Users.

ADVERTISEMENTS AND PROMOTIONS

DSN AI Innovation Limited may run advertisements and promotions from third parties on the Platform. Your correspondence or business dealings with or participation in promotions of advertisers other than DSN AI Innovation Limited found on or through the Platform are solely between you and such advertiser. DSN AI Innovation Limited is not responsible or liable for any loss or damage of any sort incurred as the result of any such dealings or as the result of the presence of such advertisers on the Platform.

INJUNCTION

You agree that any material breach of the Terms will result in irreparable harm to DSN AI Innovation Limited for which damages would be an inadequate remedy and, therefore, in addition to its rights and remedies otherwise available at law, we will be entitled to equitable relief, including both a preliminary and permanent injunction if such a breach occurs.

GOVERNING LAW AND ARBITRATION

These Terms shall be governed by and construed in accordance with the laws of the Federal Republic of Nigeria.

Any controversy, claim, suit, injury, or damage arising from or in any way related to this Platform, its use, or the Terms shall be settled by binding arbitration in accordance with the Rules of the Lagos Court of Arbitration then in effect and before a single arbitrator chosen appointed in accordance with the said rules. Any such controversy, claim, suit, injury, or damage shall be arbitrated individually and shall not be consolidated in any arbitration with any controversy, claim, suit, injury, or damage of any other party or class action. The language to be used at the arbitral proceedings shall be English. The arbitration shall be conducted in Lagos, Nigeria, and judgment of the arbitration award may be entered into any court having jurisdiction thereof.

DSN AI Innovation Limited may seek interim or preliminary relief from a court of competent jurisdiction in Lagos, Nigeria, necessary to protect its rights pending the completion of arbitration. Each party shall assume its own costs of arbitration.

TERMINATION AND SUSPENSION

DSN AI Innovation Limited reserves the right to suspend and/or terminate any user with or without notice at any time in its sole discretion, for any reason or no reason. You agree that if you are suspended and/or terminated, you will make no further use of the Platform after termination or during the suspension.

ENTIRE AGREEMENT

These Terms of Service, together with Our Privacy Notice, constitute the entire Agreement between You and Us in relation to Your use of the Platform and supersede all previous agreements in respect of Your use of this Platform.

Any rights not expressly granted in these Terms are reserved.

PRIVACY NOTICE

Welcome to Spoton Platform Privacy Policy Notice("Policy")

It is our commitment to protect the privacy of all our website visitors, both the Users and other persons who access our services. Please read the following Privacy Policy to explain to you how we use and protect your details.

The purpose of this Privacy Notice is to inform you of our Policies and describe how We collect, uses, stores, and shares information about you through our online interfaces (e.g., websites and mobile applications) owned and controlled by us (collectively referred to herein as the "Platform").

Please note that DSN AI Innovation Limited ("We," "Us," and "Our") is the data controller of the personal information we collect about you (i.e., the entity that determines the means and purposes of collecting, using, and disclosing the personal information). We reserve the right to modify this Policy without any notification on our Website. Providing your information is voluntary, and your use of the Platform after the effective date of this Policy constitutes your acceptance of this Privacy Policy. Please read this Privacy Policy carefully to understand what we do. If you do not understand any aspects of our Privacy Notice, please feel free to contact us at www.learnathome.ng. Note also that Your use of our Platform is also governed by our Terms of Use.

WHAT INFORMATION DO WE COLLECT?

When you access the Platform, We collect Personal Data provided by you or via a third party either when you register for an account, update or change information for your account, complete a survey, sign-up for e-mail updates, participate in our public forums, send us an e-mail or SMS messages, and/or participate in Content Offerings or other Services on the Platform. We may also receive Personal Data when you access or log in to a third-party site, e.g., Facebook, from the Platform. This may include the text and/or images of your Personal Data available from the third-party site. We may use the Personal Data that you provide to respond to your questions, provide you the specific Content Offering and/or Services you select, send you updates about Content and services on the Platform, and send you e-mail messages about the Platform maintenance or updates.

The following information is what We collect when you access the Platform-

Profile data, such as your name, username, e-mail address, location, and phone number;
Technical information, such as the type of mobile device and internet browser you use, your computer IP address, data about the pages you access, mobile device ID or unique identifier, statistics on page views, standard Web log data, still and moving images, etc.;
Marketing data, such as users' feedback; and
Usage data, such as time spent on Our application, when the application was opened, device data, and learning statistics (time spent learning, lessons viewed, test scores, etc.).
In a case of an error in the app we collect data and information (through third party products) on your phone called Log Data. This Log Data may include information such as your device Internet Protocol (“IP”) address, device name, operating system version, the configuration of the app when utilizing our Service, the time and date of your use of the Service, and other statistics.

Cookies are files with a small amount of data that are commonly used as anonymous unique identifiers. These are sent to your browser from the websites that you visit and are stored on your device's internal memory.

This Service does not use these “cookies” explicitly. However, the platform may use third party code and libraries that use “cookies” to collect information and improve their services. You have the option to either accept or refuse these cookies and know when a cookie is being sent to your device. If you choose to refuse our cookies, you may not be able to use some portions of this Service.

HOW WE USE YOUR DATA

We will only use your data for the purpose for which We collected it. Below are some ways we use Your Personal Data:

IDENTIFY AND PROVIDE THE RIGHT SERVICE/CONTENT FOR YOU: We use information relating to your use of the Platform to build higher quality, more useful Services by performing statistical analyses of our users' collective characteristics and behavior and by measuring demographics and interests regarding specific areas of the Platform. This enables us to create the Content most relevant to you and to improve Our Services generally

MANAGE YOUR RELATIONSHIP WITH US: We use Personal Data that you provide to us in order to allow you to register as a new user, access and use the Platform, and in order to provide any information, products, or services that you request from us.
TECHNICAL SUPPORT AND SECURITY: We use Personal Data to ensure the security of the Platform and our Services. We use Personal Data to manage risk or detect, prevent, and/or remediate fraud or other potentially prohibited or illegal. We may use Personal Data to provide technical support to you, where required.
COMMUNICATION UPDATES: We use Personal Data collected when you sign-up for our various SMS, e-mail, or any update services to send you the messages in connection with the Platform or Content Offerings. We may also archive this information and/or use it for future communications with you, where we are legally entitled to do so. When you send us an e-mail message or otherwise contact us, we may use the information provided by you to respond to your communication and/or as described in this Privacy Notice. We may also archive this information and/or use it for future communications with you where we are legally entitled to do so. Where we send you e-mails, we may track how you interact with these e-mails (such as when you open an e-mail or click on a link inside an e-mail). We use this information to optimize and better tailor our communications to you.

IDENTITY VERIFICATION: For Services that require identity verification, we may use the Personal Data that we collect to verify your identity and authenticate that submissions made on the Platform were made by you. This Service may be provided through a third-party identity verification vendor. Your photo identification document will be deleted after successful verification of your profile information.
RESEARCH: We may share general data (including quiz and forum discussions), information about your activity on the Platform, and demographic data from surveys operated by us with our partners so that they may use the Data for research purposes relating to online education.
PROMOTION AND ADVERTISEMENT: We may use your information for displaying third-party advertisements to make our Services available for free and cross-promoting our Services.
GOVERNMENT AUTHORITIES; LEGAL RIGHTS AND ACTIONS: We may share your data with various government authorities in response to subpoenas, court orders, or other legal processes; to establish or exercise our legal rights or to protect our property; to defend against legal claims; or as otherwise required by law. In such cases, we reserve the right to raise or waive any legal objection or right available to us. We also may share your Personal Data when we believe it is appropriate to investigate, prevent, or take action regarding illegal or suspected illegal activities; to protect and defend the rights, property, or safety of DSN AI Innovation Limited, the Platform, our users, customers, or others; and in connection with our Terms of Use and other agreements.

EXTERNAL LINKS

For your convenience, We may provide links on the Platform operated by organizations other than Us ("Third Party Sites") that we believe may be of interest to you. We do not disclose your Data to these Third Party Sites unless we have a lawful basis on which to do so. We do not endorse and are not responsible for the privacy practices of these Third-Party Sites. If you choose to click on a link to one of these Third-Party Sites, you should review the privacy policy posted on the other Site to understand how that Third Party Site collects and uses your Personal Data.

RETENTION OF PERSONAL INFORMATION

We will keep your personal information for as long as it is required and according to the purpose it is being processed for, and/or as required to comply with applicable laws and establish, exercise, or defend our legal rights. We will keep the personal data for a period which enables us to handle or respond to any complaints, queries, or concerns relating to Our relationship with you.

DATA SECURITY AND CONFIDENTIALITY

We will use industry-standard physical, technical, and administrative security measures to keep your Data confidential and secure and will not share it with third parties, except as otherwise provided in this Privacy Notice, or unless such disclosure is necessary in exceptional cases, such as a physical threat to you or others, as permitted by applicable law.

Please note that you also have a significant role in protecting your information. No one can see or edit your personal information without knowing your username and password, so do not share these with others. However, as the internet is not a secure medium, DSN AI Innovation Limited cannot guarantee that security breaches will never occur. Accordingly, we are not responsible for the matters, including actions of hackers and other unauthorized third parties that breach Our reasonable security procedure.

DISCLAIMER

By this Policy, We do not represent or warrant the condition or functionality of Our Platform (s), its suitability for use, nor guarantee that Our Service will be free from interruption or any error. No liability or responsibility shall lie for risks associated with the use of Our Platform, including but not limited to any risk to your computer, software, or data being damaged by any virus, software, or any other file that might be transmitted or activated via Our Platform or your access to it. Neither do We guarantee the reliability of the information contained on Our Platform—particularly those shared by third-party users.

YOUR LEGAL RIGHTS

You have the right to:

request access to your data (commonly known as a "data subject access request"). This enables you to receive a copy of your personal information. We hold about you and check that We are lawfully processing it. Please note that a data subject access request may attract an administrative fee;
request correction of the personal data that We hold about you. This enables you to have any incomplete or inaccurate data We hold about you corrected, though We may need to verify the accuracy of the new data you provide to us;
request erasure of your data. This enables you to ask us to delete or remove personal data where there is no good reason to continue processing it. You also have the right to ask us to delete or remove your data where you have successfully exercised your right to object to processing (see below), where We may have processed your information unlawfully or where We are required to erase your data to comply with local law. Note, however, that We may not always be able to comply with your request of erasure for specific legal reasons, which will be notified to you, if applicable, at the time of your request;
object to processing your data where We are relying on a legitimate interest (or those of a third party). There is something about your particular situation that makes you want to object to processing on this ground as you feel it impacts your fundamental rights and freedoms. You also have the right to object where We are processing your data for direct marketing purposes. In some cases, We may demonstrate that We have compelling legitimate grounds to process your information which override your rights and freedoms;
request the transfer of your data to you or a third party. We will provide you, or a third party you have chosen, your data in a structured, commonly used, machine-readable format. Note that this right only applies to automated information which you initially provided consent for us to use or where We used the information to perform a contract with you. Please note that this request may also attract an administrative fee;

withdraw consent at any time where We are relying on consent to process your data. However, this will not affect the lawfulness of any processing carried out before you withdraw your consent. If you withdraw your consent, We may not be able to provide certain products or services to you. We will advise you if this is the case at the time you withdraw your consent.

If You have any questions about this Privacy Notice, don't hesitate to get in touch with Us at www.spoton.ng